The Best Mortgage Pre-Approval in Colorado Springs
Homebuyers who are ready to purchase a home should take extra steps to ensure that they are negotiating from the strongest possible position. One way to do just that is to obtain a mortgage pre-approval in Colorado Springs.
The current real estate market favors the home seller. As such, it’s not uncommon for a home seller to receive multiple offers on their home. This means that every little bit of advantage a homebuyer can gain can help tip the scales in their favor and have their offer accepted.
Getting a mortgage pre-approval in Colorado Springs is a great way to ensure that your offer on a home gets the attention it deserves.
Why Sellers Like Pre-Approved Buyers
From a home seller’s perspective, with all other things being equal, the potential homebuyer that has an offer with a Certificate of Financing Approval versus an offer that is Conditional on Financing will win out every time. Why? Because a Certificate of Financing tells the home seller that you can afford the bid you have offered, guaranteed.
A conditional offer, on the other hand, tells the home seller that your offer is only as good as the future financing it will hopefully obtain. Which sounds better to you if you were the home seller? Wouldn’t you want the “sure thing” before you accepted the offer and pulled your house from the market?
So how do you get a mortgage pre-approval in Colorado Springs? It’s simple: all you have to do is go to the lending institution of your choice and ask for one. It’s fast, easy and in most cases free.
A word of advice: you should get your mortgage pre-approval before you start to seriously look at homes. You want to make sure that the pre-approval is firmly in place before you find your dream home.
Use Your Mortgage Pre-Approval to Get the Best Rates and Lowest Closing Costs
Your mortgage pre-approval can also help you to get the best mortgage rates and lowest possible closing costs, saving you tens of thousands of dollars.
So what are you waiting for? Get a mortgage pre-approval in Colorado Springs to make sure you have the strongest possible position at the negotiating table, increasing your chances of having your offer accepted.
When you’re ready to start looking for your next home, call us at 719-301-1802 or contact us online here. To have a certified mortgage professional assist you in locating the best mortgage rate and lowest possible closing costs, fill out the below form. Your dream home is waiting!
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